Lynne Hooper

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Julian Beltrame, THE CANADIAN PRESS

OTTAWA - The Bank of Canada stuck to its guns on interest rates Wednesday, holding the overnight rate at three per cent despite acknowledging that both inflation and the economy are weaker than previously projected.

The central bank's decision to stay on the sidelines for the third consecutive announcement date had been widely predicted, but many economists were surprised governor Mark Carney didn't have a more "dovish" tone in his accompanying statement.

"He gave only the barest of scraps to the doves ... given the fact we've had one of the weakest half years for the economy since the (early) 1990s," said Douglas Porter, deputy chief economist with BMO Capital Markets.

"There is absolutely no signal here whatsoever they are preparing to cut rates (in the future)."

Scotia Capital economist Derek Holt, who had urged the bank to lower its key interest rate to spur borrowing and boost the economy, was even more blunt, calling Carney's language on the economy as bordering on the "Pollyannish."

"I think they are misjudging the balance of growth and inflation risks here, signalling that domestic demand is strong when it has been weakening for a year now and the cracks are showing up on every category."

Last week, Statistics Canada reported the economy had grown a paltry 0.3 per cent during the April-June quarter, half a point less than bank governor Mark Carney forecast last month.

And the statistical agency said the Canadian economy experienced a much worse winter than first thought, contracting by 0.8 per cent instead of the 0.3 per cent decline initially reported.

Moreover, Canada's economy has gone from producing jobs to shedding them, losing 55,000 workers in July.

But in a one-page statement, the bank said: "In Canada, domestic demand has slowed modestly but remains strong. Overall, the level of economic activity is slightly lower than expected in July but still close to the economy's production capacity."

Holt said the bank's reluctance to acknowledge the economic deterioration since its last forecast in July may stem from having been burned several times before on its forecasts - as have most other institutional and private-sector economists.

And with a federal election call expected later this week, the bank may not have wanted to send a strong signal about downside risks to growth, he said.

The market's reaction, boosting the Canadian dollar almost a cent to 94.54 cent U.S. in early trading, was an indication that many expected a clearer signal from Carney on future interest rate cuts.

But the bank gave no so hints.

The bank said energy prices had moderated since its July outlook, with the beneficial impact of reducing inflationary pressures and dragging down the Canadian dollar, which should help manufacturers and exporters going forward.

However, the statement warned that energy prices remain volatile because of tight inventories, suggesting the Carney was not willing to stake a switch in monetary policy on oil remaining at the current US$110 a barrel levels, down from the mid-US$140s at the time of the last rate decision.

The bank reiterated it expects inflation to return to its two per cent target in the second half of 2009, but said lower oil prices have reduced the risk of a temporary spike taking the price index above four per cent by the end of the year.

Inflation currently stands at 3.4 per cent.

The bank said the economy remains vulnerable to U.S. weakness and tight credit conditions that could further drag down demand for Canadian exports.

"Given these developments, the bank judges that the current level of the target for the overnight rate remains appropriately accommodative," it said.

Porter said the bank may feel that having chopped 1.5 percentage points from the overnight rate since December, it has cut interest rates deep enough.

The bank's next interest rate decision will be Oct. 21.

© The Canadian Press, 2008